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Daraja API • Payments • Automation

M-Pesa Integration

Seamless M-Pesa payments in your web and mobile apps: collect fees, sell online and reconcile automatically.

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SecureInstantAutomatedReconciled

M-Pesa

STK PushC2B & B2CCallbacks

Why Xiracom builds with M-Pesa

M-Pesa is how Kenya pays. Integrating Daraja directly means your customers pay in the way they already trust, and your system records every transaction automatically, with no manual matching.

01

STK Push

Customers confirm payment with a PIN prompt.

02

Automatic reconciliation

Payments matched to invoices and accounts.

03

C2B & B2C

Collect money and send payouts.

04

Real-time callbacks

Instant confirmation in your system.

05

Secure by design

Encrypted credentials and verified callbacks.

06

Clear reporting

Every transaction traceable and exportable.

What we deliver with M-Pesa

School Fee Payments

Fees paid straight into Xedu.

STK PushReceiptsBalancesSMS alerts

E-commerce Checkout

Pay-at-checkout for online stores.

CheckoutOrdersRefundsWebhooks

Payouts

Disbursements to staff or customers.

B2CBulkApprovalsAudit

Reconciliation

Automated matching and reports.

StatementsExportsDashboardsAlerts

Our M-Pesa toolkit

The tools and practices our engineers use every day

Daraja APIs
STK Push (Lipa na M-Pesa)
C2B
B2C
Transaction status
Backend
Laravel
Node.js
Webhooks
Queues
Security
OAuth tokens
Callback validation
Encrypted secrets
Operations
Sandbox testing
Go-live support
Monitoring

Where we’ve used M-Pesa

Turn your ideas into powerful digital solutions

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